Hiring a Contractor Take care in hiring a contractor. Some tips: 1. Check with friends, neighbors, trade associations, and home improvement stores for referrals. Word of mouth is the best form of advertising. 2. Get three bids, then bargain. Question extremely low bids. 3. Don’t hire someone who “just completed work in your area” and […]

Lock In Your Loan A lock-in holds an interest rate and points for a specified period of time, usually 30-60 days. Depending on the lender, you can lock-in at the time of application, during loan processing, at the time of loan approval, or later. A lock-in at application is useful when interest rates are on […]